Payroll Services · Florida

Payroll Processing for Florida Small Businesses

On-time, accurate payroll every cycle — with full tax filing, direct deposit, and workers comp reporting built in. Audit Monkey handles your payroll so your team gets paid right and your books stay clean.

What's Included

Full-Service Payroll, Start to Finish

From calculating gross wages to filing quarterly taxes, we handle every step of the payroll process for Florida businesses. No surprises, no missed deadlines.

On-Time Payroll Processing

Weekly, bi-weekly, semi-monthly, or monthly — we process on your schedule.

Direct Deposit

Employees paid via direct deposit. No checks to cut, no trips to the bank.

Payroll Tax Filing

Federal 941, FUTA, Florida SUTA (reemployment tax) — all filed on time.

W-2 & 1099 Preparation

Year-end tax documents for employees and independent contractors.

Workers Comp Reporting

Accurate payroll records formatted for workers comp audit compliance.

Employee Classification

Proper W-2 vs 1099 classification to protect you from IRS and DOL penalties.

Why It Matters

Your Payroll Records Drive Your Insurance Audit

In Florida, your workers compensation and general liability insurance premiums are calculated based on your payroll. When audit time comes, insurance carriers review your payroll records to verify what you actually paid — and if your records are messy, misclassified, or incomplete, you get billed for more than you owe.

Audit Monkey keeps your payroll records clean, properly classified, and formatted exactly the way insurance auditors need to see them. We have helped Florida businesses recover over $10M in insurance overcharges by having accurate payroll documentation.

Learn About Insurance Audit Prep
Proper employee vs. subcontractor classification
Separate payroll by workers comp class code
Overtime and bonus tracking
Subcontractor COI documentation
Audit-ready payroll reports on demand
FAQ

Payroll Questions, Answered

Why do Florida contractors need a payroll company with PEO experience?

Florida contractors have complex payroll needs that generic payroll services can't handle: multiple NCCI classification codes across trades, subcontractor exclusions, certified payroll requirements, and workers' comp audit compliance. Our team comes from the PEO industry and has processed payroll for hundreds of Florida contractors — we know every compliance trap before it catches you.

What are NCCI payroll classification codes and why do they matter for Florida contractors?

NCCI codes are the classification system used by workers' compensation insurance carriers to assign premium rates to different types of work. A roofer classified under the wrong code can cost thousands in additional premiums at audit time. Audit Monkey maintains precise payroll records with correct NCCI codes from day one, eliminating this risk.

Can you handle payroll for contractors with both employees and subcontractors in Florida?

Yes — this is one of our core specialties. We process W-2 payroll for employees across multiple trade classifications and manage 1099 documentation for subcontractors, including COI tracking to ensure uninsured subs are properly excluded from your workers' comp payroll.

How does proper payroll management reduce my workers' comp audit bill in Florida?

Your workers' comp premium is calculated based on your payroll, worker classifications, and subcontractor usage. Payroll errors — wrong codes, missing exclusions, untracked COIs — result in inflated audit bills. Audit Monkey structures your payroll records to support correct classifications and proper subcontractor exclusions, which directly reduces your audit exposure.

Let Us Handle Your Payroll

Free consultation. We'll review your current payroll setup and show you exactly how we can simplify it.